1. Is the introduction catchy? Does it grab attention?
2. Are the reasons surronding the controversy good enough?
3. Are the solutions reasonable?
4. Does the conclusion capture everything and leave a lasting impression?
5. What can be added to spice it up?
Monday, April 19, 2010
Thursday, April 15, 2010
First Page of Core IV
Andrew Murray
English 1102/Sec 30
April 16, 2010
Andrew.murray@knights.ucf.edu
First Page of Core IV
(290)
Fraud has continually been considered the "kryptonite" to the insurance industry. From the beginning of time, fraud has existed when dealing with any kind of insurance. Whether it be the act of the consumer or the fault of the company, insurance fraud bears a serious concern as well as a cumbersome cost. Generally in the United States, fraud can cost nationally tens of billions of dollars annually. Prevalent in health care, the auto industry, and much more, whenever insurance is involved fraud tends to tag along. Crimes can range from individuals pretending to lose valuables and seeking restitution to business owners burning down their own buildings just so that they can receive money from the insurance company. Insurance fraud has evolved into a rampant crime throughout the years.
As time progressed so has technology in an effort to combat and annihilate fraud. Software has come into creation that allows insurance companies to detect fraud from the beginning stages. System-analysis programs have enabled firms to manage fraud by overseeing client's accounts electronically rather than manually. However, these innovate technologies can cost millions and sometimes even billions of dollars to introduce into the insurance company. Does cost play that large of a role in deciding whether to prevent fraud or should the company disregard the cost and do what is best for the company? With the conjoined effort of insurance
English 1102/Sec 30
April 16, 2010
Andrew.murray@knights.ucf.edu
First Page of Core IV
(290)
Fraud has continually been considered the "kryptonite" to the insurance industry. From the beginning of time, fraud has existed when dealing with any kind of insurance. Whether it be the act of the consumer or the fault of the company, insurance fraud bears a serious concern as well as a cumbersome cost. Generally in the United States, fraud can cost nationally tens of billions of dollars annually. Prevalent in health care, the auto industry, and much more, whenever insurance is involved fraud tends to tag along. Crimes can range from individuals pretending to lose valuables and seeking restitution to business owners burning down their own buildings just so that they can receive money from the insurance company. Insurance fraud has evolved into a rampant crime throughout the years.
As time progressed so has technology in an effort to combat and annihilate fraud. Software has come into creation that allows insurance companies to detect fraud from the beginning stages. System-analysis programs have enabled firms to manage fraud by overseeing client's accounts electronically rather than manually. However, these innovate technologies can cost millions and sometimes even billions of dollars to introduce into the insurance company. Does cost play that large of a role in deciding whether to prevent fraud or should the company disregard the cost and do what is best for the company? With the conjoined effort of insurance
Sunday, April 11, 2010
Last Journal Prompt
The Final Round of the Masters
Will Tiger Woods, four strokes behind, return to the spotlight in a positive fashion by winning his 5th Master’s Championship? Or will the rest of the field continue to thwart Tiger’s chance of a come from behind victory? The beginning of the Master’s coverage poses various questions as to lure viewers into watching the 18-hole drama filled afternoon of golf. Boring to some, the announcers manipulated the minds of viewers by throwing out situations and storylines to follow so that they aren’t only watching golf for the love of the game, but to cheer on certain players. By throwing statistical information and background history into play, viewers (including myself) devote their time to continue watching the five hour televised tournament. The announcers are exceptionally clever right before commercial breaks as well as they persuade viewers to not change the channel because they will miss Tiger’s important birdie putt for example.
Lose Yourself by Eminem
Considered to be one of the best pump-up songs of modern time, Eminem knows how to keep his listeners grasping for more. Lose Yourself is just one of many videos that tells a story to attract the viewer into watching to see what happens at the end. The first thirty seconds of the music video shows clips of the infamous city of Detroit, Michigan (Eminem’s hometown), during all hours of the day. The opening illustrates the inner city and enormous skyscrapers Detroit has to offer during the morning hours. The sunny morning scenes pan into a dark evening setting for is fit for the dangerous city. Once the scenes of Detroit are painted, catchy heart throbbing music starts as if a movie is about to begin. Immediately, Eminem appears in a sweat suit and skull cap, as if preparing for a fight, and poses questions to the viewer with no answer. That technique allows for the viewer to want to find the answers to these questions. Throughout the song from beginning to the end the song answers the questions. Eminem is a lyrical genius and performer and knows how to control a crowd. The Lose Yourself video is one of his many masterpieces.
Both use an opening that urges viewers to continue listening or watching. These are successful approaches which captivate the viewer’s attention. A strong opening, as shown through the examples, is crucial for overall success. I will try to implement the strategies that these two examples incorporate.
Will Tiger Woods, four strokes behind, return to the spotlight in a positive fashion by winning his 5th Master’s Championship? Or will the rest of the field continue to thwart Tiger’s chance of a come from behind victory? The beginning of the Master’s coverage poses various questions as to lure viewers into watching the 18-hole drama filled afternoon of golf. Boring to some, the announcers manipulated the minds of viewers by throwing out situations and storylines to follow so that they aren’t only watching golf for the love of the game, but to cheer on certain players. By throwing statistical information and background history into play, viewers (including myself) devote their time to continue watching the five hour televised tournament. The announcers are exceptionally clever right before commercial breaks as well as they persuade viewers to not change the channel because they will miss Tiger’s important birdie putt for example.
Lose Yourself by Eminem
Considered to be one of the best pump-up songs of modern time, Eminem knows how to keep his listeners grasping for more. Lose Yourself is just one of many videos that tells a story to attract the viewer into watching to see what happens at the end. The first thirty seconds of the music video shows clips of the infamous city of Detroit, Michigan (Eminem’s hometown), during all hours of the day. The opening illustrates the inner city and enormous skyscrapers Detroit has to offer during the morning hours. The sunny morning scenes pan into a dark evening setting for is fit for the dangerous city. Once the scenes of Detroit are painted, catchy heart throbbing music starts as if a movie is about to begin. Immediately, Eminem appears in a sweat suit and skull cap, as if preparing for a fight, and poses questions to the viewer with no answer. That technique allows for the viewer to want to find the answers to these questions. Throughout the song from beginning to the end the song answers the questions. Eminem is a lyrical genius and performer and knows how to control a crowd. The Lose Yourself video is one of his many masterpieces.
Both use an opening that urges viewers to continue listening or watching. These are successful approaches which captivate the viewer’s attention. A strong opening, as shown through the examples, is crucial for overall success. I will try to implement the strategies that these two examples incorporate.
Thursday, April 8, 2010
Journal 9: Give Me 5 Good Reasons....
Thesis: Fraud has been an age old nuisance to insurance companies and countless individuals across the country; however, with the advancement of technology and increased human intervention, that problem can be a thing of the past.
Reason #1: New software has enabled insurance companies to monitor claims filed from various clients.
Evidence: Siebel Systems and Teradata, two large fraud software companies, have researched and developed programs to provide exclusive privacy and security in tracking all claims filed. Having a software system in place allows for nothing to be tampered with once a claim has been filed.
Reason #2: Without any supervision, over $1 billion dollars is lost due to fraudulent activity.
Evidence: 25% of the claims filed in the U.S contain some element of fraud. By incorporating solutions to combat that fraud like “new data solutions, innovative products, and improved risk management,” that burden of $1 billion dollars could be drastically reduced.
Reason #3: Technology improves on a daily basis, which essentially means the future is optimistic for the fight against fraud.
Evidence: As radical and preposterous as some solutions sound today, down the road into the future, they could be implemented into modern day culture. Specifically regarding medical insurance, one executive foresees microchips being implanted into patients which contain all of their medical history.
Reason #4: People as a whole need to increase awareness of insurance companies that they file claims with.
Evidence: 1 out of every 5 Americans experience insurance fraud. That statistic is rather eye-opening; however, it can be lowered with a cooperative effort between individuals and insurance companies. Many horror stories result from individuals entrusting the “perfect insurance company” to handle their claim, while they don’t realize that the company they filed with is actually a scam.
Reason #5: Anti-fraud technology cracks down on fraud at the beginning stages.
Evidence: Software stops fraud from growing and spreading into a malicious crime. Like a medical virus, preventing fraud in the beginning stages will save insurance companies and individuals large amounts of money as well as stress.
Reason #1: New software has enabled insurance companies to monitor claims filed from various clients.
Evidence: Siebel Systems and Teradata, two large fraud software companies, have researched and developed programs to provide exclusive privacy and security in tracking all claims filed. Having a software system in place allows for nothing to be tampered with once a claim has been filed.
Reason #2: Without any supervision, over $1 billion dollars is lost due to fraudulent activity.
Evidence: 25% of the claims filed in the U.S contain some element of fraud. By incorporating solutions to combat that fraud like “new data solutions, innovative products, and improved risk management,” that burden of $1 billion dollars could be drastically reduced.
Reason #3: Technology improves on a daily basis, which essentially means the future is optimistic for the fight against fraud.
Evidence: As radical and preposterous as some solutions sound today, down the road into the future, they could be implemented into modern day culture. Specifically regarding medical insurance, one executive foresees microchips being implanted into patients which contain all of their medical history.
Reason #4: People as a whole need to increase awareness of insurance companies that they file claims with.
Evidence: 1 out of every 5 Americans experience insurance fraud. That statistic is rather eye-opening; however, it can be lowered with a cooperative effort between individuals and insurance companies. Many horror stories result from individuals entrusting the “perfect insurance company” to handle their claim, while they don’t realize that the company they filed with is actually a scam.
Reason #5: Anti-fraud technology cracks down on fraud at the beginning stages.
Evidence: Software stops fraud from growing and spreading into a malicious crime. Like a medical virus, preventing fraud in the beginning stages will save insurance companies and individuals large amounts of money as well as stress.
Thursday, April 1, 2010
Journal 8: Illustration of the Problem
A Real Life Nightmare
Joan Hangarter as you can say was living the “American Dream.” She was happily married with two amazing kids, lived in an up-scale community in Marion County, California, and engineered a thriving chiropractic company. It was 1997 and life couldn’t get better for the middle aged Hangarter. However, she sustained an injury while working on a patient that would forever change her and her family’s life. As ironic as it may sound, Hangarter never imagined getting hurt while taking care of her customers. Like any other motivated worker, Hangarter dismissed her injury and continued to work through the incessant pain. In her time away from work, she would receive therapy from other chiropractors twice a week in order to try to subside her pain. No matter what she tried, nothing worked. After much deliberation and extensive paperwork, Hangarter filed for worker’s compensation with an insurance company named Paul Revere Life Insurance Company. Promising $8,100 a month for disability, Paul Revere could never quite live up to its promise. After the company was bought out by a supposedly larger and more reliable company, Hangarter saw her life spinning out of control. The newer company soon went bankrupt and could not pay for any of the claim that Hangarter had filed, essentially fraud had been present inside the company. With the injury preventing her from going back to work and making money, she lost her home and her relationship with her husband soon followed. She was forced to take her kids and go live with her sister in a different part of California. Insurance fraud had caused her life to go from the top to the bottom in a matter of months.
Joan Hangarter as you can say was living the “American Dream.” She was happily married with two amazing kids, lived in an up-scale community in Marion County, California, and engineered a thriving chiropractic company. It was 1997 and life couldn’t get better for the middle aged Hangarter. However, she sustained an injury while working on a patient that would forever change her and her family’s life. As ironic as it may sound, Hangarter never imagined getting hurt while taking care of her customers. Like any other motivated worker, Hangarter dismissed her injury and continued to work through the incessant pain. In her time away from work, she would receive therapy from other chiropractors twice a week in order to try to subside her pain. No matter what she tried, nothing worked. After much deliberation and extensive paperwork, Hangarter filed for worker’s compensation with an insurance company named Paul Revere Life Insurance Company. Promising $8,100 a month for disability, Paul Revere could never quite live up to its promise. After the company was bought out by a supposedly larger and more reliable company, Hangarter saw her life spinning out of control. The newer company soon went bankrupt and could not pay for any of the claim that Hangarter had filed, essentially fraud had been present inside the company. With the injury preventing her from going back to work and making money, she lost her home and her relationship with her husband soon followed. She was forced to take her kids and go live with her sister in a different part of California. Insurance fraud had caused her life to go from the top to the bottom in a matter of months.
Sunday, March 28, 2010
Core III Reflection
I will be forthright and honest, that this Core III essay has been a challenge. A challenge that was by no means a good challenge to try and complete. I was pulling my hair out and cringing by just simply writing it. For the annotated bibliography, I felt as though I repeated myself time and time again. I review and revised as best as I could but it didn't seem like I could have done anymore. I put plenty of time into composing this and I hope the final product will be one that is rewarding. Finding research was quite annoying because there was only one substantial viewpoint which supported my thesis. I hope that not finding any opposing viewpoints besides the obvious will be inadequate and affect my grade negatively. Other than that, I am glad the battle is over and I am striving to get a 95 as like I do on all papers.
Thursday, March 18, 2010
Journal 7: Thesis and Analysis
Part One: Thesis Statements
1. Fraud has been such a dynamic threat to the insurance industry and companies have to regulate their sales more intensively.
2. With consumer fraud currently on the rise, insurance companies must enact policies to assure that fraud will not infect their company.
3. Fraud has been an age old nuisance to insurance companies across the country; however, with the advancement of technology and new ways to combat fraud, that problem can be a thing of the past.
Part Two: Analysis of the Reading
The author's thesis statement: "Congress and the administration acted without any careful or systematic effort to determine whether weakness in our surveillance laws had contributed to the attacks, or whether the changes they were making would hlep prevent further attacks. Indeed, many of the act's provisions have nothing at all to do with the terrorism."
Throughout the entire passage, the author stands strongly about his point of view and brings abundant validity and facts to support his thesis. His "points" which are broken down by subtitles, effectively convey how he thinks the Patriot Act is a violation to Americans. On the second page, specific examples of why the Patriot Act violates the Constitution are clearly drawn out and ultimately convices me to agree with this argument. Along with his explanations of why the Patriot Act is such a problem, the author provides solutions and suggestions as to what should be done to fix the invasion of privacy. This thesis statement is undoubtly effective and strong as its tone gets the point across successfully. I can take away the strength of his diction and tone. Without question, he captivates me from the beginning to agree solely with his point of view.
I think the "define the controversy" section of the essay is rather obvious. At the beginning the author clearly lists what the Patriot Act is and how it passed in Congress. It is not too drawn out and at the same time elaborately describes what you need to know without too much decadence. To me, it appears somewhat biased from the diction and tone that he sets up while introducing the subject. That tone is prevalent throughout the entire piece. The arrangement for the whole essay is: what the problem is and why, and then what the solutions are and how to go about it.
1. Fraud has been such a dynamic threat to the insurance industry and companies have to regulate their sales more intensively.
2. With consumer fraud currently on the rise, insurance companies must enact policies to assure that fraud will not infect their company.
3. Fraud has been an age old nuisance to insurance companies across the country; however, with the advancement of technology and new ways to combat fraud, that problem can be a thing of the past.
Part Two: Analysis of the Reading
The author's thesis statement: "Congress and the administration acted without any careful or systematic effort to determine whether weakness in our surveillance laws had contributed to the attacks, or whether the changes they were making would hlep prevent further attacks. Indeed, many of the act's provisions have nothing at all to do with the terrorism."
Throughout the entire passage, the author stands strongly about his point of view and brings abundant validity and facts to support his thesis. His "points" which are broken down by subtitles, effectively convey how he thinks the Patriot Act is a violation to Americans. On the second page, specific examples of why the Patriot Act violates the Constitution are clearly drawn out and ultimately convices me to agree with this argument. Along with his explanations of why the Patriot Act is such a problem, the author provides solutions and suggestions as to what should be done to fix the invasion of privacy. This thesis statement is undoubtly effective and strong as its tone gets the point across successfully. I can take away the strength of his diction and tone. Without question, he captivates me from the beginning to agree solely with his point of view.
I think the "define the controversy" section of the essay is rather obvious. At the beginning the author clearly lists what the Patriot Act is and how it passed in Congress. It is not too drawn out and at the same time elaborately describes what you need to know without too much decadence. To me, it appears somewhat biased from the diction and tone that he sets up while introducing the subject. That tone is prevalent throughout the entire piece. The arrangement for the whole essay is: what the problem is and why, and then what the solutions are and how to go about it.
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