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Sunday, March 28, 2010

Core III Reflection

I will be forthright and honest, that this Core III essay has been a challenge. A challenge that was by no means a good challenge to try and complete. I was pulling my hair out and cringing by just simply writing it. For the annotated bibliography, I felt as though I repeated myself time and time again. I review and revised as best as I could but it didn't seem like I could have done anymore. I put plenty of time into composing this and I hope the final product will be one that is rewarding. Finding research was quite annoying because there was only one substantial viewpoint which supported my thesis. I hope that not finding any opposing viewpoints besides the obvious will be inadequate and affect my grade negatively. Other than that, I am glad the battle is over and I am striving to get a 95 as like I do on all papers.

Thursday, March 18, 2010

Journal 7: Thesis and Analysis

Part One: Thesis Statements

1. Fraud has been such a dynamic threat to the insurance industry and companies have to regulate their sales more intensively.

2. With consumer fraud currently on the rise, insurance companies must enact policies to assure that fraud will not infect their company.

3. Fraud has been an age old nuisance to insurance companies across the country; however, with the advancement of technology and new ways to combat fraud, that problem can be a thing of the past.

Part Two: Analysis of the Reading

The author's thesis statement: "Congress and the administration acted without any careful or systematic effort to determine whether weakness in our surveillance laws had contributed to the attacks, or whether the changes they were making would hlep prevent further attacks. Indeed, many of the act's provisions have nothing at all to do with the terrorism."
Throughout the entire passage, the author stands strongly about his point of view and brings abundant validity and facts to support his thesis. His "points" which are broken down by subtitles, effectively convey how he thinks the Patriot Act is a violation to Americans. On the second page, specific examples of why the Patriot Act violates the Constitution are clearly drawn out and ultimately convices me to agree with this argument. Along with his explanations of why the Patriot Act is such a problem, the author provides solutions and suggestions as to what should be done to fix the invasion of privacy. This thesis statement is undoubtly effective and strong as its tone gets the point across successfully. I can take away the strength of his diction and tone. Without question, he captivates me from the beginning to agree solely with his point of view.
I think the "define the controversy" section of the essay is rather obvious. At the beginning the author clearly lists what the Patriot Act is and how it passed in Congress. It is not too drawn out and at the same time elaborately describes what you need to know without too much decadence. To me, it appears somewhat biased from the diction and tone that he sets up while introducing the subject. That tone is prevalent throughout the entire piece. The arrangement for the whole essay is: what the problem is and why, and then what the solutions are and how to go about it.

Thursday, March 4, 2010

Journal 6: Research Research Research

Step Two
My personal research for other topics has been slightly different than my research process for Core II. When it comes to developing a research process for other subjects, honestly, I can say it is very lackadaisical and effortless. In History, I would rarely received research paper assignments, but when I did I solely relied on websites. I blatantly ignored using books, journals, and other scholarly sources. I don’t know why, but I just felt the internet had everything I needed. Why waste my time going to our school library-which basically was a deserted graveyard of books- when I could simply use internet search engines? That research process pertained to other subjects like chemistry, physics, and other sciences.
However, when it came to English research everything changed. Teachers assigned papers where not only did you have to look up background information, but you had to search for literary criticism. The internet was little to know help when it came to the latter. I motivated myself enough to adventure and explore other libraries rather than our obsolete one. Books and other scholarly sources now came into play. The local library helped, but it was the nearby college’s library where I conducted my best research. This probably sounds like something that doesn’t make sense and you would be right. English research papers required more time and dedication compared to that of the science related category.
Incorporating the information explained in my second paragraph into my research for Core III will be crucial. I have already been to the library more than once during my time here at UCF, so I can say that I am familiar what lurks there. In terms of researching particular topics, I will use the help of the database and card catalog to narrow down my search and specify my topic. Insurance fraud is certainly a broad topic and by breaking it down into small categories, that will enable me to have success with my research. Books, journals, and database articles are what I am hoping to use for all of my sources. I am going to try and stay away from simply using the internet search engines.

Step Three
1. What is the more prevalent type of insurance fraud, consumer or company fraud?
2. With regulations in place for some states across the country, how will states that do not have any types of legislation against fraud ensure that customers will be protected?
3. Which sector of insurance experiences the most crimes?
4. Has insurance sales affected the frequency of fraud attempts?
5. What is in store for the future of protection against fraud?

Background information:
Advancements in the industry:
Evidence to support claims:
Opposing Arguments:
Real life examples:

Step Four

Cohen, Erika. "Insuring Against Fraud." Business NH Magazine 1 Nov. 2009:
ABI/INFORM Dateline, ProQuest. Web. 20 Feb. 2010.
Hays, Daniel. "High-tech could both facilitate, thwart frauds." National Underwriter
20 Dec. 1999: ABI/INFORM Global, ProQuest. Web. 19 Feb. 2010.

Both of these database articles provide analysis of how insurance companies are dealing with fraud. They are relevant because they target my topic and controversy that I am pursuing. Both have expert information and are beneficial to my research process.

Wednesday, February 24, 2010

Pre-Review Reflection for Core 2

I think I just have to work on my conclusion of my argument. I honestly ended the paper just with a bunch of words that I threw together. That is my major focus going into the revision process. Other than that, there are other corrections like citations and grammar that need to be proofread again. I also have to go back and make sure my personal narratives are clean and well polished so that I can relate my stories to the reader effectively. Overall, I am going to go back into my paper and do a good deal of "construction."

Thursday, February 18, 2010

Journal 5: Reading and Research

Analysis of the Reading

Buzzell from the beginning of his article makes it clear of what the subject is. He states the research question, of course, but then he goes on to describe himself. Blatantly, he tells us that he wants medical marijuana for technically “the wrong reason.” His personal narrative is a chronological piece that explains his trials and tribulations of trying to obtain the medical drug for his PTSD. Throughout his thought process, Buzzell uses flashbacks as well as excerpts of certain documents that further validate his personal accounts. The description and language that he effectively uses makes it appear that he is telling us the story in person. Attention to detail is a device that he is well equipped with. He never bores the reader with his narrative. For example, the time he spends on each new “story” is never too drawn out, which is because he keeps everything flowing with new, constant information. Even though he convinces the audience of his position on medical marijuana, he also mentions the complete opposite end of the spectrum. Toward the end, he begins to wrap everything up by introducing his fellow war veterans. The ending is what I personally found most ironic. After Buzzell receives the marijuana, a veteran says to him “Welcome home.” To the audience that can be a phrase that can be taken in more than one direction. As a writer, that is a perfect way to end, in my eyes.


Personal Research

Before jumping into the whole process of getting books from the library, I had to organize myself and determine which topics I would pursue. I needed to narrow down my research question and figure out the angle as to how to approach it. The insurance industry as a whole is immensely broad, which is why I chose to research the topic of fraud inside the sector. My research question explains my methodology in completing this Core II, “With the rise in corruption, can the insurance industry remain clean of fraudulent crimes?”
Once I figured all of my background information out, it was time to head to the library with a purpose. I decided to hit the internet card catalog and search for books on crimes and fraudulent acts in the insurance industry. The moment I found the first publication, the rest was smooth sailing. (I will list all of my books after I complete my library narrative). I knew not only did I need books concerning fraud, but I needed to search for books describing the history of fraud in the industry as well as a synopsis of the insurance career. My thinking was that this could provide concrete support to my personal narrative as well as my opinions and such. The good thing about finding that initial book is that, generally in the surrounding vicinity that I found the book on the shelf, others are not too far away. I felt that I struck gold picking up three additional books in the matter of inches from the first book. Typically, this is my research method in doing “research papers,” which is why I ultimately did not have trouble finding what I needed.
I will admit, the database search was something that was completely new to me. In career as a “researcher” I have never used a database search. I’ll be honest, but I was lost at the beginning of how to use the database that I needed a library assistant to help me with the task. I felt embarrassed, but at the same time I was happy that I knew how to use a database search now. Once I got the hang of it, I decided to use the ProQuest database which helped me obtain four different articles on fraud inside the insurance industry. I was able to find an interview where insurance fraud was discussed which is incredibly beneficial to my research process. After gathering four articles from that database I knew that I had substantial information, for the time being, that I needed to begin my Core II essay.
My overall experience was definitely worthwhile; I learned new things as well as building upon older skills. If there comes a time when I get lost during my compilation of the Core II essay, I will have to travel back to the library to get more fuel for my research.

Books:
1. Automobile insurance fraud study HG9970.35.F6A87
2. Risk management : computers, fraud, and insurance HG8059 .A73 1987
3. Automobile insurance : road safety, new drivers, risks, insurance fraud and regulation HG9970.4.C2A94
4. Handbook of insurance HG8061 .H36

Database Articles:
1. Insuring Against Fraud
2. FRAUD: Interview with John Beadle, Counter-Fraud Manager, RSA
3. High-tech could both facilitate, thwart frauds
4. Protect Yourself From Insurance Fraud

Thursday, February 11, 2010

Insurance Industry

Ever since the beginning of freshman year in high school, I feel that the insurance industry has been part of my life. My uncle, a successful insurance broker for over 30 years, had needed someone to help him out because one of his assistants had moved on from his company. Who would have thought that his Godson would fill a position that required experience and knowledge in the industry? Subsequently, not much time elapsed from his assistant leaving to me filling her position.
Let me just state some background information before I continue on. My uncle and I have an incredibly close relationship and he has played an influential role in my life. Whether it is shooting a round of golf, grabbing a bite to eat at our favorite restaurant, or simply relaxing on the sandy beaches on a family vacation, we have a Godfather and Godson bond that cannot be broken.
Working with my uncle started from a once every other weekend occurrence during my freshman year to a four day a week job beginning my senior year in high school to the present day. A routine of filing away paperwork, organizing insurance policies, and making phone calls is something that has grown on me and continues to intrigue me. My curiosity in insurance has allowed me to embrace it much more than in the early days of freshman year.
Recently during the winter break, my uncle sat me down in his office and decided it was a time for us to have a one-on-one man-to-man talk. Cutting to the chance, he elaborated and opened up that one day after I finish my collegiate education that his business would be handed over to me. After receiving that breathtaking news, I was speechless and jubilant at what lies ahead in my future. Watching what my uncle work as hard as he does every day, it motivated me to work even harder in my journey through college.
Once the news sunk in, I almost immediately wondered what life would be five to six years from now. I was eager to find all of the kinks in the industry and what I was destined for. I, for sure, would not want to spend my life in insurance dealing with a living nightmare.

Research Questions
1. Is the insurance industry one that will be affected by the fluctuating economy?
2. With the rise in corruption, can the insurance industry remain clean of fraudulent crimes?
3. How do you customers react when there is a change in power from one generation to the next?
4. Is the insurance all that is hyped up to be with all of the opportunities it offers?
5. Do larger, more powerful insurance agencies tend to influence the ways that smaller, less aggressive insurance companies operate?

Wednesday, February 3, 2010

Pre-Review Reflection

Looking back on my first draft of Core I, I can honestly say that the conclusion of my paper is definitely the weakest part. I tried to arrange it so that I didn't repeat anything from the previous material in the paper, but I don't think I was too successful. Secondly, throughout the paper I had a feeling that it was repetitive by saying the same information over and over again. Going through the revision process, I'll make sure to distinguish where there is repetition and where there is not.